Surgeon
Medical Malpractice Insurance

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Medical malpractice insurance you can trust

Needless to say, as a surgeon you bare a huge weight of responsibility. You operate in a highly strenuous environment that requires quick decision-making and potentially life saving decisions. Accuracy and efficiency are vital as you hold your patients fate in your hands. Sanitary procedures are of utmost importance and you must ensure that the necessary tools are in place. One missing tool could be the difference between life and death. Careful planning is involved to minimise the avenues for mistakes, from reviewing a patients file before surgery, to informing them of the steps that will be performed, a surgeons work isn't all under the knife.

With all this in mind, mistakes can happen. If a surgeon incorrectly performs a surgical procedure and deviates from the required set care, there can be devastating consequences for the patient. Multiple patients pass away each year due to errors resulting from surgery. At Medical Malpractice Insurance 4u we can offer you the right cover to make sure you're covered, whatever the scenario.

Our policies are an insurance product with an indemnity level of up to £10 million – the product offers contract certainty and is enforceable in the courts.

Our team of experts are dedicated to protecting your livelihood and your reputation. Our medical indemnity insurance is underwritten by certain underwriters at Lloyd’s and/or London Company Markets (A Rated), offering you comprehensive medical malpractice cover and peace of mind.

What We Cover

  • Misdiagnosis
  • Injury
  • Breach of Confidentiality
  • Loss of Documents
  • Libel & Slander
  • Increased Limit of Indemnity
  • Legal Costs
  • Good Samaritan Acts
  • Commercial Legal Protection
Find out more

Renewal Reminder

Insurance renewal not yet due? Just fill out our handy renewal reminder form and we will be in touch to remind you.

Surgeons working covered by medical malpractice insurance

Surgeons Medical Malpractice Insurance

A surgeons insurance policy is often vital cover for yours and most other medical professions, as it can protect you in the event that someone makes a claim against you due to negligence. MMI 4u offer between £500,000 and 10 million pounds in cover, to protect you against any costs incurred - whether it be legal or otherwise.

We offer specialist policies for practitioners who have been declined cover by their Medical Defence Union (MDU, MPS), previous claims or disciplinary actions.

Client using a laptop to get a quote and buy online from MMI 4u

Why MMI 4u?

  • Specialised in Medical Malpractice Insurance
  • 30+ years of experience
  • UK-based expert contact centre
  • Get a quote in 6 simple steps
  • Safe & secure online applications
  • Optional Legal Protection
  • A-rated panel of UK based insurers
  • Specialist policies if previously declined cover

Commercial Legal Protection

Our Commercial Legal Protection product aims to provide market leading coverage with sectors of cover that work for you'd covering many areas within your day to day business.

Our payout for all legal costs and expenses, (solicitors etc) amounts to £100,000. Appeal costs are included in this category. Provision for payouts cover the following costs which may be incurred: disciplinary hearings, contract dispute cover, personal injury and legal advice services.

We provide a handy manual covering updated legislation. As part of our service, we have a database of expertly compiled legal documents. Just sign, and you're ready to go! There are also various useful tool accessories to the legal processes of commercial legal protection made available for your convenience.

Additional Legal Services

Prior defence of legal rights for both the employer and employee in the case of business-related offences: both police and health safety issues. Non-criminal related prosecutions defence (both employer and employee) relative to section 13, Data Protection Act of 1998, inclusive of compensation payouts, is covered.

Furthermore, we handle appeals both in the case of application or registration refusal, as well as legislation negatively affecting business activity. In addition, we take care of civil defence regarding the accusation of theft, and employee jury attendance expenses.

For a further summary visit our commercial legal protection page page.

Looking for further information?

Speak to one of our friendly and helpful advisors

02071 185247

Lines open between 8am and 8pm, Monday to Sunday

Medical Malpractice Insurance FAQs

How can I get a quote?

You can get a quote by clicking here and filling in our simple to use online form, or by clicking any of the "get a quote" buttons throughout our site.

If there's anything you're unsure of give us a call on 02071 185247, one of our advisors will be happy to help.

If you'd prefer for us to give you a call, you can request a call back request a callback and we'll give you a call back at a time that suits you.

Exactly how much cover do I need?

You'll be hard pushed to find an insurance company who will advise you exactly how much cover you need, principally due to liability reasons. The responsibility to take out adequate cover largely falls in your hands, although our helpful advisors will be happy to discuss your options and explain how you can come to a conclusion regarding cost.

Sometimes you may also find that your job stipulates the amount you require. If you're looking for other options, you'll find that many industry organisations and professional bodies will likely be able to offer useful advice.

Can I get a quote and buy online?

We currently offer the option for a wide range of professions to get a quote and buy online, including Dental Nurses, Dental Technicians and Paramedics. Providing immediate coverage and documentation, you can complete the entire process within minutes.
For all other professions, you can fill out our online form and we'll get straight back to you with your quote details.

How much is indemnity insurance from MMI 4u?

Our policies start from just £45 per year and include the option to add additional Commercial Legal Protection.

Who needs medical malpractice insurance?

Any medical professional that deals with patients on a daily basis should get medical malpractice insurance. In our highly litigious society, a lawsuit by a disgruntled patient could cost you a fortune or even your career. So make sure that you have the right medical cover for your profession.

What is "claims made" basis?

MMI 4u provides an insurance policy on a "claims made" basis, which means that it responds to claims that are first made against you and notified to insurers during the period of the policy and the run‐off period.

What is "runoff" insurance coverage?

Runoff coverage protects you for a limited time even after you’ve left the medical field in case any claims are formulated against you by previous patients. In most situations, medical malpractice insurance ends when you exit the medical profession. Runoff coverage is used as a precautionary measure to provide you with extra peace of mind in the event a former action, event or patient alleges malpractice against you.

What happens if I retire or cease trading?

Runoff coverage protects you for a limited time even after you’ve left the medical field in case any claims are formulated against you by previous patients. In most situations, medical malpractice insurance ends when you exit the medical profession. Runoff coverage is used as a precautionary measure to provide you with extra peace of mind in the event a former action, event or patient alleges malpractice against you. Speak to one of our advisors for more details.

Is it possible to pay in instalments?

We offer the option to set up payment via direct debit, so you can spread the cost of your policy throughout the year.

How can I find out more?

For a much more in depth look at our frequently asked questions, visit our FAQ page.

Medical Malpractice Insurance Claims

We're here to help take the stress out of insurance.

Claims1

Here to help

The world of insurance can be daunting, especially when relating to complicated matters such as liability and compensation when a claim is being made against you. Even before an official claim has been made, the team of legal advisors we work with will be there to help you.

In terms of the claim itself, our advisors can guide you through the steps you need to take to prepare and how to further protect yourself.

How to make a claim

To discuss your insurance requirements further, or to make a claim on an existing policy you can call us on:

02071 185247

Lines open between 8am and 8pm, Monday to Sunday

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