Commercial Legal Protection


What is Commercial Legal Protection?

Commercial legal protection insurance is designed to help protect your business during every day legal issues, providing support, advice and cover against legal costs.

What we Pay

Claims Examples

We often get asked in what scenario would someone need commercial legal protection, below we give you some claims examples, likely you'll see just how important it can be to protect you and your livelihood.

Claims Example 1

Legal Defence

Our policyholder was a Naturopath and was arrested by the Police following an allegation of sexual assault made by a client. The policyholder was released on Police bail and contacted us to discuss the matter. We submitted the claim to DAS on behalf of the policyholder.

DAS accepted the claim and instructed an experienced solicitor to represent the policyholder. Following legal representations the police dropped proceedings. DAS paid for all the legal costs because they were below the limit of the policy.


Claims Example 2

Disciplinary Hearing

Our policyholder received a complaint by the General Chiropractic Council in respect of his conduct in the treatment of a patient. The matter was referred to the bodies’ disciplinary panel to investigate.

The policyholder called us first to discuss the situation. We submitted the claim to DAS on behalf of the policyholder, along with supporting evidence which was sent in to us.

DAS accepted the claim as the policyholder was more likely than not to win and instructed a specialist firm of solicitors who liaised directly with the policyholder.

The case was subsequently dropped by the General Chiropractic Council. DAS paid for all the legal costs as they were below the limit of the policy.


Claims Example 3

Disciplinary Hearing

Our policyholder was subject to an allegation that they were unfit to practice as an osteopath due to a physical condition. As a result an investigating committee was set up to consider the allegation.

The policyholder called us first to discuss the situation. We submitted the claim to DAS on behalf of the policyholder, along with supporting evidence which was sent in to us.

DAS accepted the claim as the policyholder was more likely than not to win and instructed a specialist firm of solicitors who liaised directly with the policyholder. Prior to the hearing a Barrister was also instructed.

Following legal representations the policyholder won their case and was able to return to work. DAS paid for all the legal costs as they were below the limit of the policy.


Find out about medical malpractice insurance here, our standard policy cover.