Our Policies are an insurance product with an indemnity level of up to £10 million – the product offers contract certainty and is enforceable in the courts.
Our team of experts are dedicated to protecting your livelihood and your reputation. Our medical indemnity insurance is underwritten by certain underwriters at Lloyd’s and/or London Company Markets (A Rated), offering you comprehensive medical malpractice cover and peace of mind.
Whether it's £500,000 or £10,000,000 you need, even if you've previously been declined insurance, we've got you covered.
Add optional commercial legal protection to your policy at the click of a button.
We've partnered with Barclaycard so you can pay for your policy securely online and get cover in a matter of minutes.
Get a quote and buy online, all in a matter of minutes.
Our UK based call centres are full of friendly staff who are here to help.
With over 30 years of experience, and only offering insurance from UK based A-rated insurers, you're in good hands.
A nurse insurance policy is often vital cover for yours and most other medical professions in the UK, as it can protect you in the event that someone makes a claim against you due to negligence. MMI 4u offer between £500,000 and £10 million in indemnity cover, to protect you against any costs incurred - whether it be legal or otherwise.
We offer specialist policies for practitioners who have been declined cover by their Medical Defence Union (MDU, MPS), or who have previous claims or disciplinary actions.
We aim to make getting indemnity insurance as simple as possible. Simply complete our online form, choose the type of cover that suits you best, then once you're happy and have confirmed details you can complete payment online securely via Barclaycard. We'll then send you full policy documentation in a matter of minutes.
Even if your insurance isn't due yet, you can purchase your policy and set a start date up to 30 days in advance.
Lines open between 8am and 8pm, Monday to Sunday
Get a Quote
Olawunmi AkintundeI urgently needed my insurance to start work and Bradley was so helpful. He prioritised getting this done on the same day and what used to take me a few days with other companies was done in a few hours. Very grateful for this, great service, woul... ...Read more
3 months ago
Posted on Google
emily dayI have used MMI 4u for the last couple of years for my private medical work. I have been very satisfied with the quotes they have offered and also their professionalism and efficiency. I have mainly communicated with Bradley who is always very fri... ...Read more
5 months ago
Posted on Google
Shaun KellyInitially went online to obtain insurance, made a mistake so called the company, my issue was handled by Luke who answered the phone within 60 seconds and resolved my issue effectively and professionally. Highly recommend
3 weeks ago
Posted on Google
The level of indemnity cover you need depends on your specific role, employer requirements, and professional body recommendations. Many employers and professional bodies specify minimum cover levels. Our advisors can help you determine the appropriate level when you request a quote.
MMI 4u typically provides policies on a "claims made" basis, meaning the policy responds to claims first made and notified during the policy period. This differs from "claims occurring" policies which cover incidents that occurred during the policy period, regardless of when the claim is made.
Yes, for Nurses, you can get a quote and buy online, providing immediate coverage and documentation. The entire process can be completed within minutes.
Our Nurses policies start from £272.16 per year and include the option to add additional Commercial Legal Protection. Premiums may vary based on your specific circumstances, level of cover required, and any additional options selected.
We specialise in providing cover for medical professionals who have been declined by other providers, including the MDU. Our online form will ask about your previous insurance history, and we'll work to find suitable cover for your circumstances.
If you have a claims-made policy and are retiring or ceasing practice, you'll typically need run-off cover to protect against claims made after your policy ends. This is especially important for medical professionals, as claims can arise years after treatment. Speak to our advisors for details.
Yes, we offer monthly direct debit payment options for policies over 90, subject to policy terms. This allows you to spread the cost throughout the year.
For more detailed FAQs, visit our main FAQ page, or speak to one of our advisors on 02071 185247 (8am-8pm, 7 days a week).
We're here to help take the stress out of insurance.
The world of insurance can be daunting, especially when relating to complicated matters such as liability and compensation when a claim is being made against you. Even before an official claim has been made, the team of legal advisors we work with will be there to help you.
In terms of the claim itself, our advisors can guide you through the steps you need to take to prepare and how to further protect yourself.
For full details of the claims procedure, please refer to your policy wording document. If you need further information or assistance, you can call us on:
02071 185247Lines open between 8am and 8pm, Monday to Sunday
Our Commercial Legal Protection product aims to provide market leading coverage with sectors of cover that work for you'd covering many areas within your day to day business.
Our payout for all legal costs and expenses, (solicitors etc) amounts to £100,000. Appeal costs are included in this category. Provision for payouts cover the following costs which may be incurred: disciplinary hearings, contract dispute cover, personal injury and legal advice services.
We provide a handy manual covering updated legislation. As part of our service, we have a database of expertly compiled legal documents. Just sign, and you're ready to go! There are also various useful tool accessories to the legal processes of commercial legal protection made available for your convenience.
Prior defence of legal rights for both the employer and employee in the case of business-related offences: both police and health safety issues. Non-criminal related prosecutions defence (both employer and employee) relative to section 13, Data Protection Act of 1998, inclusive of compensation payouts, is covered.
Furthermore, we handle appeals both in the case of application or registration refusal, as well as legislation negatively affecting business activity. In addition, we take care of civil defence regarding the accusation of theft, and employee jury attendance expenses.
For a further summary visit our commercial legal protection page page.
