As an occupational therapist, you help people with special conditions to be able to perform specific activities. You do this through various interventions such as promoting people who are recovering from an injury be able to regain their skills and the ability to work, or by providing support for aged patients who need to improve their physical and cognitive abilities.
Occupational therapy is a profession that demands unwavering dedication to providing support for patients adequately. In some situations, while helping patients regain their ability to perform basic tasks, occupational therapists may find themselves tangled in a malpractice allegation.
While most occupational therapists work with great caution to prevent such situation from occurring, you must always prefer for the unexpected. Malpractice insurance is the surest way to ensure that you walk out of a lawsuit with your job and reputation intact. MMI 4u understands how you value your career and that is why we work as hard as you do to protect your job and secure a brighter future for you.
Our team of experts are dedicated to protecting your livelihood and your reputation. Our medical indemnity insurance is underwritten by certain underwriters at Lloyd’s and/or London Company Markets (A Rated), offering you comprehensive medical malpractice cover and peace of mind.
Insurance renewal not yet due? Just fill out our handy renewal reminder form and we will be in touch to remind you.
A occupational Therapists insurance policy is often vital cover for yours and most other medical professions, as it can protect you in the event that someone makes a claim against you due to negligence. MMI 4u offer between £500,000 and 10 million pounds in cover, to protect you against any costs incurred - whether it be legal or otherwise.
We offer specialist policies for practitioners who have been declined cover by their Medical Defence Union (MDU, MPS), previous claims or disciplinary actions.
Our Commercial Legal Protection product aims to provide market leading coverage with sectors of cover that work for you'd covering many areas within your day to day business.
Our payout for all legal costs and expenses, (solicitors etc) amounts to £100,000. Appeal costs are included in this category. Provision for payouts cover the following costs which may be incurred: disciplinary hearings, contract dispute cover, personal injury and legal advice services.
We provide a handy manual covering updated legislation. As part of our service, we have a database of expertly compiled legal documents. Just sign, and you're ready to go! There are also various useful tool accessories to the legal processes of commercial legal protection made available for your convenience.
Prior defence of legal rights for both the employer and employee in the case of business-related offences: both police and health safety issues. Non-criminal related prosecutions defence (both employer and employee) relative to section 13, Data Protection Act of 1998, inclusive of compensation payouts, is covered.
Furthermore, we handle appeals both in the case of application or registration refusal, as well as legislation negatively affecting business activity. In addition, we take care of civil defence regarding the accusation of theft, and employee jury attendance expenses.
For a further summary visit our commercial legal protection page page.
Lines open between 8am and 8pm, Monday to Sunday
You can get a quote by clicking here and filling in our simple to use online form, or by clicking any of the "get a quote" buttons throughout our site.
If there's anything you're unsure of give us a call on 02071 185247, one of our advisors will be happy to help.
If you'd prefer for us to give you a call, you can request a call back request a callback and we'll give you a call back at a time that suits you.
You'll be hard pushed to find an insurance company who will advise you exactly how much cover you need, principally due to liability reasons. The responsibility to take out adequate cover largely falls in your hands, although our helpful advisors will be happy to discuss your options and explain how you can come to a conclusion regarding cost.
Sometimes you may also find that your job stipulates the amount you require. If you're looking for other options, you'll find that many industry organisations and professional bodies will likely be able to offer useful advice.
We currently offer the option for a wide range of professions to get a quote and buy online, including
Paramedics. Providing immediate coverage and documentation, you can complete the entire process within minutes.
For all other professions, you can fill out our online form and we'll get straight back to you with your quote details.
Our Occupational Therapists policies start from just £47.03 per year and include the option to add additional Commercial Legal Protection.
Any medical professional that deals with patients on a daily basis should get medical malpractice insurance. In our highly litigious society, a lawsuit by a disgruntled patient could cost you a fortune or even your career. So make sure that you have the right medical cover for your profession.
MMI 4u provides an insurance policy on a "claims made" basis, which means that it responds to claims that are first made against you and notified to insurers during the period of the policy and the run‐off period.
Runoff coverage protects you for a limited time even after you’ve left the medical field in case any claims are formulated against you by previous patients. In most situations, medical malpractice insurance ends when you exit the medical profession. Runoff coverage is used as a precautionary measure to provide you with extra peace of mind in the event a former action, event or patient alleges malpractice against you.
Runoff coverage protects you for a limited time even after you’ve left the medical field in case any claims are formulated against you by previous patients. In most situations, medical malpractice insurance ends when you exit the medical profession. Runoff coverage is used as a precautionary measure to provide you with extra peace of mind in the event a former action, event or patient alleges malpractice against you. Speak to one of our advisors for more details.
We offer the option to set up payment via direct debit, so you can spread the cost of your policy throughout the year.
For a much more in depth look at our frequently asked questions, visit our FAQ page.
Three years after stomach surgery, a patient suffers a twisted bowel resulting in a severe obstruction requiring emergency surgery. The surgeon who undertook the initial procedure received a claim in-excess of £50k in compensation and fees - it is alleged that failure to complete the initial surgery correctly led to this complication.
A parent took their infant for a check up following recent signs of illness to which the GP noted as ‘not serious’. The child later developed meningitus and subsequently lost hearing on one side. A claim was made for negligence in respect doctors failure to refer/misdiagnosis and compensation sought for the pain, suffering and loss of amenity suffered by the child.
Following the fitting of dental braces, the patient suffered severe headaches and jaw pain – on formal investigation, it was discovered that the technician has misinterpreted the dentist’s instructions and the sizing was incorrect. Allegations were made of negligence and a claim for compensation and fees in excess of £5k for the pain and suffering.
Following a routine visit to the dentist a patient claimed to have suffered a mouth infection which needed to be treated. It was later alleged that the dental nurses failure to sterilise the dentist equipment prior to use was the cause of the infection suffered by the patient and a claim made for the pain and discomfort.
In response to an emergency call, a paramedic began to resuscitate an unconscious patient. Despite successfully resuscitating the patient, during the process the paramedic unfortunately caused the patient to suffer a fractured rib. A claim was made in negligence against the paramedic by the patient following the injury sustained.
We're here to help take the stress out of insurance.
The world of insurance can be daunting, especially when relating to complicated matters such as liability and compensation when a claim is being made against you. Even before an official claim has been made, the team of legal advisors we work with will be there to help you.
In terms of the claim itself, our advisors can guide you through the steps you need to take to prepare and how to further protect yourself.
To discuss your insurance requirements further, or to make a claim on an existing policy you can call us on:02071 185247
Lines open between 8am and 8pm, Monday to Sunday
Quick, reliable insurance for Gps. Providing routine health care for many different conditions with such short timescales can be challenging and mistakes can happen. MMI4U arranges protection against negligence claims through a specially negotiated scheme for professional indemnity insurance. Get your online quote now.Find out more >
Expert Medical Malpractice Insurance for Dentists. Patients can claim for adverse effects following treatment or inadequate attention offered by the Dentist, meaning you need to make sure you're covered. MMI 4u protects Dentists and Dental Nurses against claims from patients resulting from negligence. Get a quote now.Find out more >
Professional Indemnity Insurance for Nurses. The diversity of nursing practice can make it a risky business. Our team of experts are dedicated to protecting your livelihood and reputation. Our medical indemnity insurance offers you comprehensive medical malpractice cover and peace of mind. Get your quote online today.Find out more >
Medical Malpractice in the Social Work profession can be in the form of ethical misconduct or negligence. Often, you don't anticipate such malpractice but, in case you are sued, you need a good Medical Malpractice Insurance plan to safeguard the security of your job. Trust MMI4U to help you find the ideal policy today.Find out more >>
Phlebotomy is a high-risk area. Where blood and sharp objects are involved it's not uncommon for accidents to happen. Additional risks of accidental injury to patients and incorrect labelling of samples can lead to legal action. Contact MMI4U today for your personalised insurance quote and get covered in minutes!Find out more >>
Hearing is paramount to every individual. As an Audiologist, you help those who cannot effectively utilise their auditory senses. Sometimes, an Audiologist can find themselves in the middle of malpractice allegations, no matter how careful they are. Fill in our simple online form for your FREE insurance quote today.Find out more >>