As a dentist, you know the importance of delivering safe, high-quality care to every patient. Even with strong clinical standards, allegations can arise, so having the right dental indemnity insurance in place is essential for protecting your practice and reputation.
Our aim is to make dentist indemnity insurance straightforward. Complete our online form in under 5 minutes and our team will help arrange cover suited to your scope of practice.
We can offer specialist policies for dentists, including in some cases practitioners who have previously been declined cover.
Our specialised professional indemnity policies for dentists are an insurance product with an indemnity level of up to £10 million. The product offers contract certainty, is enforceable in the courts, and is approved for GDC registration and revalidation.
Our dental indemnity policies provide protection against claims related to errors, omissions, and alleged negligent acts in the course of providing dental care. We offer a range of cover options so you can choose protection appropriate for your practice.
Contact us today to discuss your options and get a quote for your practice.
Our team of experts are dedicated to protecting your livelihood and your reputation. Our medical indemnity insurance is underwritten by certain underwriters at Lloyd’s and/or London Company Markets (A Rated), offering you comprehensive medical malpractice cover and peace of mind.
Whether it's £500,000 or £10,000,000 you need, even if you've previously been declined insurance, we've got you covered.
Add optional commercial legal protection to your policy.
Use our simple and secure online form to request your quote.
Get a quote with our online form in less than 5 minutes.
Our UK based call centres are full of friendly staff who are here to help.
With over 30 years of experience, and only offering insurance from UK based A-rated insurers, you're in good hands.
Dentist indemnity insurance in the UK is vital. MMI 4u offers specialist dental indemnity policies on a claims occurring basis* with cover between £500,000 and £10 million, to protect you against any costs incurred - whether legal or otherwise.
We offer specialist policies for dental practitioners who have been declined DDU indemnity, or who have previous claims or disciplinary actions.
*based on your circumstances.
Speak to one of our friendly and helpful advisors
Lines open between 8am and 8pm, Monday to Friday
Ik977 _____Clair had dealt with myself when it came to sorting out an insurance policy. Customer services was great. There seemed to be an issue (no fault of her own) which was resolved immediately. Cannot recommend this company enough
2 months ago
Posted on Google
natalie holmesAbsolutely brilliant for the indemnity I need. No hidden costs, just pay what I'd quoted and you're all set and covered for the year. It was so much cheaper than going through other sites. Would definitely recommend.
3 months ago
Posted on Google
Shivon ChopraSuper Easy And Efficient Insurance Cover. MMI 4U Has Everything Dental Professionals Need! Fast Transaction Method And Communication By Email. Definitely Recommend x
3 months ago
Posted on Google
The level of indemnity cover you need depends on your specific role, employer requirements, and professional body recommendations. Many employers and professional bodies specify minimum cover levels. Our advisors can help you determine the appropriate level when you request a quote.
MMI 4u typically provides policies on a "claims made" basis, meaning the policy responds to claims first made and notified during the policy period. This differs from "claims occurring" policies which cover incidents that occurred during the policy period, regardless of when the claim is made.
You can request a quote online and we will prepare terms and get back to you. Alternatively, call us on 01773 810072 or request a callback.
Premiums vary based on your profession, level of cover, and individual circumstances. Our policies start from £45 per year, subject to policy terms and eligibility criteria. Get a quote for your personalised premium.
We specialise in providing cover for medical professionals who have been declined by other providers, including the MDU. Our online form will ask about your previous insurance history, and we'll work to find suitable cover for your circumstances.
If you have a claims-made policy and are retiring or ceasing practice, you'll typically need run-off cover to protect against claims made after your policy ends. This is especially important for medical professionals, as claims can arise years after treatment. Speak to our advisors for details.
Yes, we offer monthly direct debit payment options for policies over 90, subject to policy terms. This allows you to spread the cost throughout the year.
For more detailed FAQs, visit our main FAQ page, or speak to one of our advisors on 01773 810072 (8am-8pm, Monday to Friday).
Three years after stomach surgery, a patient suffers a twisted bowel resulting in a severe obstruction requiring emergency surgery. The surgeon who undertook the initial procedure received a claim in excess of £50k in compensation and fees. It is alleged that failure to complete the initial surgery correctly led to this complication.
A parent took their infant for a check up following recent signs of illness to which the GP noted as ‘not serious’. The child later developed meningitis and subsequently lost hearing on one side. A claim was made for negligence in respect to the doctor's failure to refer the child and misdiagnosis.
Following the fitting of dental braces, the patient suffered severe headaches and jaw pain. On formal investigation, it was discovered that the technician had misinterpreted the dentist's instructions and the sizing was incorrect. A claim for compensation and fees in excess of £5k was made for the pain and suffering.
Following a routine visit to the dentist a patient claimed to have suffered a mouth infection which needed to be treated. It was later alleged that the dental nurse's failure to sterilise the dentist equipment prior to use was the cause of the infection suffered by the patient.
In response to an emergency call, a paramedic began to resuscitate an unconscious patient. Despite successfully resuscitating the patient, during the process the paramedic unfortunately caused the patient to suffer a fractured rib. A claim was made in negligence against the paramedic by the patient following the injury sustained.
Clinical complaints and indemnity claims: support before and after notification.
A patient complaint, regulatory letter or indemnity demand is not everyday clinic paperwork. Even before a formal claim is lodged, the legal advisors we work with can help you understand disclosure timing and what to preserve.
Our advisors guide you through preparation and how to protect your practice while the matter develops, so you are not left guessing between solicitors and schedule wording.
For full details of the claims procedure, please refer to your policy wording document. If you need further information or assistance, you can call us on:
01773 810072Lines open between 8am and 8pm, Monday to Friday
Our Commercial Legal Protection policy is designed to help protect your practice during everyday legal issues, providing support, advice and cover against legal costs.
The policy can pay legal costs up to £100,000, including solicitors' and barristers' fees, court costs, expert witness expenses, employment compensation awards, and appeal costs.
A UK-based legal advice helpline is available 24 hours a day, seven days a week.
Cover can include legal defence for business-related criminal allegations and health and safety matters, disciplinary hearings, contract disputes, personal injury, and legal advice services.
Support can also extend to data protection disputes, statutory licence appeals, civil actions relating to wrongful arrest, and jury service attendance expenses for employees.
For a full summary, visit our commercial legal protection page.
Explore cover tailored to your role or treatment specialism.
