Clinical negligence
Allegation of negligent treatment
A patient alleges harm from advice, diagnosis or treatment; notification and defence costs can mount quickly.
Profession cover
Healthcare Assistant Indemnity Insurance
Healthcare Assistant medical indemnity: get a tailored quotation in minutes. Cover depends on your speciality, limits and how you practise.
Get a quote and buy onlineTakes about 5 minutes · No card details to see a price · Documents by email when you buy online
The work
Healthcare Assistant indemnity built around how you practise
At MMI 4u we aim to take the normal stress out of insurance. We've made it as simple as possible to get an online quote in less than 5 minutes using our simple online form. You'll then have the option to pay securely with Barclaycard and receive policy documents in minutes.
Our Healthcare Assistant indemnity policies are an insurance product with an indemnity level of up to £10 million – the product offers contract certainty and is enforceable in the courts.
Get a Healthcare Assistant Professional indemnity insurance quote from us and protect how you earn your living.
Where claims come from
Illustrative situations, not a statement of what your policy covers.
Regulatory & reputational
Complaint or regulator referral
Complaints and fitness-to-practise matters need prompt handling alongside any indemnity notification.
How you practise
Locum, private or mixed practice
Cover must match where and how healthcare assistants work: employed, self-employed, NHS and private sessions.
On the quote form
Cover you can select
These are options you can build on the quotation form. Your quotation and schedule confirm what applies to your policy.
Professional indemnity
Core medical malpractice cover for claims alleging negligent advice, diagnosis or treatment, with limits up to £10 million available on our form.
Public liability
Optional if patients visit premises you control: slips, trips and property damage.
Legal protection
Optional commercial legal expenses for contract disputes and regulatory advice, not clinical negligence.
Run-off / tail cover
Important when you retire or change insurer; discuss your circumstances with us.
Prices start from
£47.03 / year
including IPT
What healthcare assistant cover costs
£47.03 is the lowest price available on our quotation form for healthcare assistant with the minimum limit of indemnity shown. It is a guide price, not a typical package. Your own premium depends on your limit, scope of practice, NHS or private mix where applicable, and claims history.
Quoting takes about five minutes
No card details needed to see a price on eligible roles.
1
Tell us about your role
Your profession, scope of practice and how you work.
2
Choose your limit of indemnity
Select cover limits and optional add-ons on the form.
3
See your price
Your quotation updates as you change limits and options.
4
Buy online when ready
When eligible, documents are emailed after payment.
Claims we have handled
Illustrative situations for medical professionals. Each outcome depended on the cover in force at the time.
Surgery
Three years after stomach surgery, a patient suffers a twisted bowel resulting in a severe obstruction requiring emergency surgery. The surgeon who undertook the initial procedure received a claim in excess of £50k in compensation and fees. It is alleged that failure to complete the initial surgery correctly led to this complication.
Professional indemnity responded to the claim for compensation and legal fees.
General practice
A parent took their infant for a check up following recent signs of illness to which the GP noted as 'not serious'. The child later developed meningitis and subsequently lost hearing on one side. A claim was made for negligence in respect to the doctor's failure to refer the child and misdiagnosis.
A negligence claim was pursued for failure to refer and misdiagnosis.
Dental
Following the fitting of dental braces, the patient suffered severe headaches and jaw pain. On formal investigation, it was discovered that the technician had misinterpreted the dentist's instructions and the sizing was incorrect. A claim for compensation and fees in excess of £5k was made for the pain and suffering.
A claim for compensation and fees was made under the policy in force at the time.
Emergency care
In response to an emergency call, a paramedic began to resuscitate an unconscious patient. Despite successfully resuscitating the patient, during the process the paramedic unfortunately caused the patient to suffer a fractured rib. A claim was made in negligence against the paramedic by the patient following the injury sustained.
A negligence claim followed the injury sustained during emergency care.
If a client raises a concern
Note what happened while it is fresh, keep your consent and aftercare records together, and call the claim line shown on your schedule. Don't accept responsibility on the spot; let the claims team assess it first.
4.9 out of 5 from 403 Google reviews
Clair had dealt with myself when it came to sorting out an insurance policy. Customer services was great. There seemed to be an issue (no fault of her own) which was resolved immediately. Cannot recommend this company...
Ik977 _____
2 months ago · Google
Absolutely brilliant for the indemnity I need. No hidden costs, just pay what I'd quoted and you're all set and covered for the year. It was so much cheaper than going through other sites. Would definitely recommend.
natalie holmes
3 months ago · Google
Super Easy And Efficient Insurance Cover. MMI 4U Has Everything Dental Professionals Need! Fast Transaction Method And Communication By Email. Definitely Recommend x
Shivon Chopra
3 months ago · Google
Healthcare Assistant Indemnity Insurance FAQs
Most healthcare assistant need professional indemnity (medical malpractice). Add public liability if you see patients on premises you control, and employers' liability if you employ staff.
Medical indemnity (medical malpractice) is usually on a claims-made basis: the policy in force when you notify a circumstance or claim typically responds, subject to your retroactive date and policy terms.
Where public liability is included, that section is often on an occurrence basis (incidents during the policy period). The basis for each section can differ by profession, insurer and product.
Always check your quotation, schedule and policy wording for the basis that applies to each section of your cover. See our guide on claims-made v claims occurring.
Many specialities can complete a quotation online in minutes. Complex roles or higher limits may need advisor review before terms are issued.
Prices start from £47.03 a year, including Insurance Premium Tax. £47.03 is the lowest price available on our quotation form for healthcare assistant with the minimum limit shown. It is a guide price, not a typical package. Your own premium depends on your limit of indemnity, scope of practice, and claims history.
See your healthcare assistant price
Choose your limit, see the price, and buy online when you are ready. No obligation.
Get a quote and buy onlineRather talk it through? Call 01773 810072, Monday to Friday, between 8am and 5pm.
The information on this page is general information only and is not personal advice. Cover is subject to policy terms, limits and exclusions. Always check your quotation and schedule. MMI 4u is a product of C I 4 U GB Nationwide Limited, authorised and regulated by the Financial Conduct Authority (FRN 496879). Registered in England No. 06671640.
Healthcare Assistant Indemnity Insurance
from £47.03 a year incl. IPT; your price depends on limit and scope